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What We Do

At Stearns® Wholesale, our dedicated team helps you grow your business. Our industry-leading technology means you can close loans faster, and time-saving processes make it easier for you to provide superior customer service. 

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Frequently Asked Questions

Yes, we are both a direct seller and servicer to Fannie Mae, Freddie Mac, and Ginnie Mae. 
We've been operating for more than 30 years, delivering world-class mortgage sales and services to our clients and, in turn, their customers. We have a seasoned leadership team to navigate the variances in the market.
We believe that PEOPLE are our priority. We understand how much you care about your business and your customers, so make it easy for you to do what you do best. We've been supporting brokers and sellers with passion, reliability, and innovation that evolve ahead of our industry. Where our competitors might stick to the status quo, we're not afraid to push boundaries. This is a whole new era of wholesale lending, and we believe it's time to take a different approach to the industry. 
SNAP is short for Stearns Network Automated Portal. It's our proprietary broker portal that brings our clients efficient loan origination and pipeline management. It includes integrations with a digital mortgage point of sale, and allows clients to access pricing and guidelines, verification of income and asset tools, rate sheets, training, marketing tools, easy loan submission, and much more.

Snap is available 24/7 online at
We are licensed to serve in the lower 49 states, the District of Columbia, and Alaska. 
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