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Technology That Adapts To You

At Stearns®, we are committed to innovation and developing the tools and technology necessary to grow your business.

Become a Client Partner with Us

Snap is a complete modernization of the fulfillment experience. We are in it to win it.

Calculate My Income

Provides you an income calculation or income situations with ease.

Instant VOI

Need a Verification of Income in seconds? We’ve got you covered with our Instant VOI feature.


Review and approve your CD directly through our CD SNAPshot screen.


Stearns® will push out Broker and Lender disclosures on your behalf.

Our tech team is one of the best in the mortgage industry

Running billions every year in mortgage loans, we have the ultimate processes in place to take your business to new heights.

Newly redesigned for 2021.
Encrypted security & 100% compliance.
Enterprise-level software at every turn.

Process loans faster and more securely with bSNAP


We offer a broker-branded digital mortgage application that reaches your borrower via a mobile app or website. Whether you’re working with a first-time homebuyer, or your borrower has been through the process before, bSNAP creates a better experience with exciting features, including:

  • One-Stop-Shop - You can manage invitations, notifications, tasks, and conditions within bSNAP.

  • Brand Promotion - Customize bSNAP with your company logo and photos.

  • Keep in Touch - Borrowers can use the Call Your Mortgage Loan Originator feature to contact you with a tap of a button.

  • Keep Things Moving - Built-in-notifications remind your mortgage team and borrowers of items needed to complete their transaction.

  • Easy Uploads - Snap pictures of documents and upload them through the app.

  • Quick and Secure Processing - Borrowers can e-sign forms and documents in minutes and upload them securely. 

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Have technology questions? We can help.

SNAP is short for Stearns Network Automated Portal. It's our proprietary broker portal that brings our clients efficient loan origination and pipeline management. It includes integrations with a digital mortgage point of sale, and allows clients to access pricing and guidelines, verification of income and asset tools, rate sheets, training, marketing tools, easy loan submission, and much more.

Snap is available 24/7 online at
Yes, we do. We have instant income verification capabilities that can provide a work number validation in seconds. We also have asset validation via Accountchek that can provide a 60-day statement within minutes. 
We offer a variety of marketing solutions to boost your business, including (but not limited to):

•    Broker-branded flyers
•    Broker-branded social media assets
•    Monthly hands-on training
•    Email campaigns 
It’s a pricing engine that allows you to forward lock without a 3.4 file. You can save scenarios to make it easier to rerun pricing with a click. Simple. Easy.
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