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Jumbo

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Jumbo

What you need to know about jumbo loans

A jumbo mortgage offers financing for those homes with a price tag that exceeds the conforming loan limits. In 2021, the Federal Housing Finance Agency (FHFA) raised the maximum conforming loan limit for a single-family property from $510,400 to $548,250. In high-cost areas, that maximum loan limit is $822,375. Jumbo financing becomes an option if you are over that limit.
 

How much is a down payment for a jumbo loan?

The down payment required for a jumbo mortgage can vary on many factors.

Can I qualify for a jumbo mortgage?

Jumbo loans can come with stricter qualifying guidelines when compared to a Conventional loan because the homebuyer is taking out more than the typical loan amount. There are several factors that a lender will look at to determine if you qualify, including your credit history, income, and debt-to-income (DTI).

The minimum credit score depends on a variety of factors, so be sure to check with your Loan Officer about your specific situation.

 

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Fixed and adjustable rate options available

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