The Stearns Lending management team is comprised of leaders who are dynamic, collaborative and deeply engaged with sales and operations team members, as well as clients and relationship partners. In fact, some of the brightest minds in the mortgage business work at Stearns. The company has attracted and retained top talent at every level and in all disciplines. At Stearns Wholesale, our leaders – from our regional leaders to our senior strategists – all have the experience and the willingness to help you succeed.
Wholesale Leadership Team
SVP, Wholesale Lending
Nick Pabarcus's Biography
Nick Pabarcus brings 20 years of mortgage banking experience to his role as Senior Vice President, Wholesale Lending at Stearns. He brings an analytical approach and broad knowledge of counterparty risk, manufacturing quality, file flow, margin management, organizational leadership and sales disciplines to his leadership role. Prior to joining the Company, Nick served with Bank of America's Correspondent Lending Division and held various management positions within the enterprise. He is active with the Mortgage Bankers Association as a CMB (Certified Mortgage Banker), AMP (Accredited Mortgage Professional) and is a graduate of the MBA's Future Leaders Program. In addition, he is an instructor with Mortgage Bankers Association education group and is engaged in the advocacy effort through the Mortgage Action Alliance.
SVP, Wholesale Lending
Jonathan McCash's Biography
A passionate leader who thrives on building energetic and top performing sales teams, Jon brings a wealth of experience in wholesale mortgage banking to his position as Senior Vice President, Wholesale Lending. He joined the Stearns team in June 2012 and during his tenure has led his team to consistently achieve top-performance levels in annual production.
Prior to joining Stearns Lending, Jon held the position of Regional Sales Leader for MetLife Home Loans where he successfully recruited top talent that contributed to the market share growth of the Wholesale Lending Division. Earlier in his career Jon held leadership positions in the wholesale lending sales and sales management at Nation One and Bank of America.
SVP, Wholesale Lending
Ryan Rathert's Biography
Serving as SVP Wholesale Lending at Stearns, Ryan Rathert has over 15 years in the mortgage industry with extensive finance, operation and strategic management experience. He has dynamic technical and analytical expertise needed to develop financial tools for forecasting, reporting and making strategic decisions.
Ryan has spent his last 5 years with Stearns, most recently running finance and reporting for all product channels and prior to that he was involved in business operations for the Correspondent and Wholesale Channels.
Prior to joining Stearns in 2014, he honed his lending and leadership skills at companies including Nationstar Mortgage and Wells Fargo Home Mortgage.
RVP, Wholesale Sales Southern CA - North / AZ & NV
Brian Herbert's Biography
Bio coming soon!
RVP, Wholesale Sales Midwest
Scott Houp's Biography
Bio coming soon!
RVP, Wholesale Sales
Dennis Waxman's Biography
Waxman was formerly the TPO Divisional Manager with FBC Mortgage where he established the Wholesale platform. He is an accomplished Wholesale leader with over 20 years of award winning Sales Management and Operations experience.
Prior to FBC, Waxman was the Southeast Regional Sales Manager for SunTrust Wholesale, Southeast Sales Manager for Plaza Home Mortgage and WaMu. In addition, he was a Branch Manager and Area Sales Manager for Countrywide Home Loans and Regional Sales Manager for Chase Wholesale. He is highly experienced with developing teams to increase market share. As a resident of Florida, he will be instrumental in driving Stearns Wholesale growth in the Southeast region.
RVP, Wholesale Sales
Becky Adcock's Biography
With more than 20 years of experience in wholesale, correspondent and retail mortgage lending channels, Becky brings a wealth of experience in sales and operations to her position as Sales Leader and Manager of Centralized Wholesale Sales at Stearns. Based in Illinois, Becky is responsible for managing a team of 12 Account Executives, as well as her own book of business. She is an exceptional leader who maintains strong broker relationships.
Early in her career, Becky worked as a wholesale closer and a senior underwriter. She’s also renowned for leadership as a sales development consultant, with expertise in training Account Executives and working closely with product and technology platform development. Becky held various positions during her 12-year tenure at Wells Fargo Home Mortgage prior to joining Stearns.
Senior Executive Management Team
Glenn Stearns's Biography
Named Ernst & Young’s “Entrepreneur of the Year” in 2003, Glenn Stearns is known for his unrivaled track record of vision into reality. What makes him different from other banking leaders is his entrepreneurial approach.
Glenn’s decades of experience in financial services have enabled him to create a new standard in the mortgage world, raising the bar on service excellence, innovative technology, effective pricing and new levels of convenience. His sharp focus on customer satisfaction has brought e-based solutions to mortgage processes, and to identify and implement a best practices approach for his lending team’s relationships with borrowers.
Glenn takes pride in knowing Stearns is not only groundbreaking but also a responsible leader in this new mortgage world, committed to meeting the expectations of today’s home buyers.
David Schneider's Biography
Mr. Schneider is a seasoned mortgage industry executive with nearly three decades of experience. Most recently, he served as the President of Ditech and Executive Vice President and Chief Operating Officer of Walter Investment Management Corp. He has also previously held positions as President and COO of CitiMortgage, President of Washington Mutual Home Loans, Senior Vice President for Servicing Strategic Initiatives at JP Morgan Chase, and President and CEO of Vericrest Financial. Mr. Schneider received his BSBA in Accounting from Babson College and his MBA from Indiana University.
Chief Operating Officer, Executive Managing Director
James Hecht's Biography
James brings more than 20 years of mortgage banking sales, operations and strategic partnership expertise to his current position with Stearns. As a member of the Executive Management Team, James is responsible for leading and growing strategic production channels such as Consumer Direct, Builder, Credit Union Partners, and Marketing.
James received his Bachelor of Business Administration degree for Marketing from the University of Wisconsin – Milwaukee, School of Business Administration.
Chief Administrative Officer
Michelle Greenstreet's Biography
Michelle Greenstreet is an accomplished executive with more than 20 years of experience in senior leadership roles supporting global banking, financial services, mortgage banking, manufacturing and commercial real estate.
As Chief Administrative Officer at Stearns Lending, Michelle leads Human Capital Management, Recruiting, Compensation, Training, Policies and Procedures, Marketing and Corporate Communications with a focus on process re-engineering, culture transformation, and operational effectiveness. Before joining Stearns, she served as Chief Administrative Officer and Executive Vice President for Spirit Realty Capital where she was responsible for providing strategic leadership to drive growth and evolution of the company through large-scale process re-engineering efforts and culture transformation initiatives. Her vast experience includes strategic planning, human capital management, compensation design and planning, culture transformation, project management, M&As, divestitures, process reengineering, marketing, and corporate communications.
Michelle earned a Bachelor of Arts Degree in Political Science and Business Administration from Texas A & M University - Commerce.
Chief Risk Officer
Allyson Knudsen's Biography
Allyson Knudsen is a seasoned executive and veteran in the mortgage industry with more than 25 years of experience. She has held several leadership positions in risk management, fulfillment operations, and various areas of originations. Her diverse background also includes experience in loan delivery, process reengineering, quality control, customer service, and risk mitigation through enhanced business controls. Before joining Stearns, Allyson served as the Executive Vice President for Wells Fargo Home Loans' National Underwriting and Production Risk Management operation where she provided strategic leadership to the credit and collateral underwriting and operational risk function with focus on process optimization and re-engineering to reduce operational complexity while maintaining strong performance, service excellence, and continued growth. She also served in leadership roles within the Fulfillment Operations and Call Center Fulfillment functions.
Chief Legal Officer
Tom Noto's Biography
Tom Noto serves as Chief Legal Officer for Stearns Lending, where he leads the legal and internal audit strategy for the company's multi-channel mortgage origination, sales and servicing operations. Tom brings to Stearns an extensive and impressive legal background with a focus in the financial services industry.
Prior to joining Stearns, Tom served as Partner in the Financial Services Group for the law firm Morrison & Foerster, LLP, focusing on mortgage and consumer finance regulatory, transactional and enforcement matters, including Dodd-Frank implementation and fair lending compliance. While at Morrison & Foerster, Tom supported Stearns in the capacity of outside counsel on a number of regulatory matters.
Tom began his career as a staff attorney at the Federal Reserve Board and has internal experience from companies such as Bank of America, Lehman Brothers and ACC Capital Holdings.