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Wholesale lending, uncomplicated.

For the past 30 years, Stearns® Wholesale has been in the business of supporting mortgage brokers like you. Our partners have exclusive access to a supportive team to help grow their business, industry-leading technology to close more loans faster, and time-saving processes to make it easier to provide superior customer service.

What We Do Partner with Us

We care about you and your clients — which is why we provide world-class service and support in addition to a vast array of competitive products you can feel proud offering to your buyers.

Broker Resources

We make our resource center available to you 24/7. It's everything you need to elevate your business.

Jumbo Loans

We have top rates with multiple jumbo programs available, plus optionality, AUS, and N/O/O.

SNAP

Our SNAP 2.0 broker portal allows you to instantly price loans with our PriceIt tool as well as generate your borrowers' broker disclosure package in minutes.

Accelerator

Stearns Wholesale has lowered the minimum credit score from 700 to 620 on loans that are <= 90% LTV.

Choose from multiple broker options

Instead of offering home mortgages directly to consumers, Stearns® Wholesale works with independent mortgage brokers across the country to help them provide a world-class borrower experience far better to that of any retail mortgage lender.

Wholesale Non-Delegated Correspondent

The Stearns® Wholesale Advantage

Stearns® Wholesale offers a best in class operational experience backed by a commitment to technological innovation and a robust product line.

Our SNAP 2.0 broker portal allows you to instantly price loans with our PriceIt tool as well as generate your borrowers' broker disclosure package in minutes.
Our Technology
When it comes to Jumbo mortgage rates, we reign supreme. We have multiple Jumbo programs available, plus optionality, AUS, and N/O/O.
Our Product List
Broker Marketing Tools provide personalized collateral you can brand with your logo at no expense to your bottom line & with tips along the way.
List of Advantages
Our Secure Online Instant Verification of Income (VOI) and Verification of Asset (VOA) tools are available on our Snap 2.0 Portal and are FREE.
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